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NMB provides a comprehensive range of health insurance services designed to offer complete protection and peace of mind.
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FAQ
Frequently Asked Questions
Why am I paying so much? I’m healthy!
Private Plans typically involve medical underwriting, which lowers the overall risk pool for the company. This often results in preferred rates for healthy individuals like yourself.
I am constantly traveling.
Marketplace/Obamacare plans often limit coverage to specific networks, whereas Private Healthcare plans typically offer nationwide coverage, ensuring you’re always protected regardless of your location.
I already don’t use the insurance I have.
If you’re not utilizing your current health insurance, it’s worth exploring alternatives tailored to your needs and preferences.
I feel like I’m overpaying.
Private Healthcare plans are customized to your health profile rather than your income, potentially offering more suitable coverage at competitive rates.
Am I only able to sign up during ‘open enrollment’ for private insurance?
Unlike Obamacare/ACA Marketplace plans, Private Healthcare enrollment is available year-round, with no specific enrollment period.
Who are you able to help?
I specialize in assisting self-employed individuals, contractors, and those seeking alternatives to expensive COBRA options across various industries.
Can I cancel at any time?
Yes, you’re not contractually obligated to maintain any health insurance plan, except for employer coverage. Both public and private health insurance plans offer flexibility in cancellation.
Will I qualify for Private Insurance?
If you’re in relatively good health, you have favorable odds of approval for Private Insurance. However, if you have a low income or significant pre-existing conditions, Public Marketplace plans may be a better fit.